Heartland Capital Solutions — Ontario private lender offering equipment financing, bridge loans, AR factoring, DIP financing, CRA tax liability financing and personal loans. Fast decisions in 48 hours.
Heartland Capital Solutions provides flexible, fast-moving private lending to businesses and individuals across Ontario — when traditional financing falls short.
Every loan is structured around your specific situation — not a template. We move fast and think creatively.
Secure the machinery, vehicles, technology, or heavy equipment your business needs — without draining your operating capital.
Unlock the cash trapped in your receivables. We advance against your outstanding invoices so you don't have to wait 30, 60, or 90 days to get paid.
Structured capital for large-scale projects — tied to project milestones and cash flows, not just your balance sheet.
Fast, flexible lending for individuals — whether for a major purchase, debt consolidation, or a time-sensitive personal need.
Short-term capital to bridge the gap between where you are and where you need to be — close quickly, move with confidence.
Specialized financing for businesses undergoing restructuring or insolvency proceedings — keeping operations running while a path forward is secured.
Facing a CRA tax debt or arrears? We provide fast financing to clear your tax liabilities, stop collections, and protect your business or personal assets.
Heartland Capital Solutions was built by operators and investors who know how hard it is to get capital when you need it most.
A streamlined process designed to respect your time and get capital in your hands when it matters.
Submit your loan request through our form or reach out directly. No lengthy applications required to start.
A senior team member connects with you to understand your needs and structure the right solution.
We issue a clear term sheet within 48 hours. Transparent rates, no hidden fees, no surprises.
Upon acceptance, we move to closing rapidly. Capital in your account so you can execute.
If you have a clear capital need, we want to hear from you — regardless of industry.
Tell us about your capital need and we'll be in touch within one business day.